:root{
  /* 2025 Elite Financial Palette */
  --midnight-teal:#004d4d;
  --deep-charcoal:#242c34;
  --muted-gold:#c0b283;
  --cream:#f8f9f8;

  /* semantic tokens */
  --bg: var(--cream);
  --card:#ffffff;
  --ink: var(--deep-charcoal);
  --ink-soft:#3a4650;
  --muted:#5f6f78;

  --teal: var(--midnight-teal);
  --teal-dark: #003d3d;
  --forest:#1f4d3a;
  --gold: var(--muted-gold);
  --charcoal: var(--deep-charcoal);

  --ring: rgba(0,77,77,.24);
  --shadow: 0 14px 36px rgba(36,44,52,.12);
  --radius:20px;
  --radius-sm:14px;

  /* legacy tokens referenced in components */
  --teal-600: var(--midnight-teal);
  --teal-700: var(--teal-dark);
}

*{box-sizing:border-box}
html,body{margin:0;padding:0;font-family: ui-sans-serif, system-ui, -apple-system, Segoe UI, Roboto, Inter, Helvetica, Arial, "Apple Color Emoji", "Segoe UI Emoji"; color:var(--ink); background:var(--bg)}

a{color:var(--teal-600);text-decoration:none}
a:hover{opacity:.9}

.container{max-width:1160px;margin:0 auto;padding:0 24px}

header{
  position:sticky;top:0;z-index:40;
  background: rgba(36,44,52,.82);
  backdrop-filter: blur(10px);
  -webkit-backdrop-filter: blur(10px);
  color:#fff;
  border-bottom: 1px solid rgba(192,178,131,.14);
}
.nav{display:flex;align-items:center;justify-content:space-between;height:68px;gap:14px}
.brand{display:flex;align-items:center;gap:14px;font-weight:700;letter-spacing:.2px}
.brand .wordmark{font-size:20px}
.brand img{height:22px;filter:invert(1) brightness(2);}
nav{display:flex;align-items:center;gap:18px;flex-wrap:nowrap;justify-content:flex-end}
nav ul{display:flex;gap:26px;list-style:none;margin:0;padding:0;align-items:center;flex-wrap:nowrap;justify-content:flex-end}

.nav-cta{
  display:inline-flex;
  align-items:center;
  justify-content:center;
  padding:10px 14px;
  border-radius:14px;
  background:var(--teal-600);
  color:#fff;
  font-weight:800;
  border:1px solid rgba(192,178,131,.35);
  box-shadow:0 12px 28px rgba(0,0,0,.18);
  white-space:nowrap;
}
.nav-cta:hover{opacity:1;transform:translateY(-1px)}
nav a{color:#fff;font-weight:600;opacity:.96}
nav a:hover{opacity:1}

@media (max-width:980px){
  .nav{height:auto;padding:12px 0;align-items:flex-start;flex-wrap:wrap}
  nav{width:100%;justify-content:space-between;flex-wrap:wrap}
  nav ul{gap:18px;flex-wrap:wrap}
  .nav-cta{margin-left:auto}
}

@media (max-width:560px){
  nav{justify-content:flex-start}
  .nav-cta{width:100%}
}

.pill{
  display:inline-flex;align-items:center;gap:8px;
  padding:8px 12px;
  border-radius:999px;
  background: rgba(0,77,77,.88);
  border: 1px solid rgba(192,178,131,.38);
  color: rgba(255,255,255,.92);
  font-weight:800;
  font-size:12px;
  letter-spacing:.08em;
  text-transform:uppercase;
}

.hero{
  background:
    radial-gradient(70% 60% at 50% 0%, rgba(0,77,77,.20), rgba(0,77,77,0) 62%),
    radial-gradient(50% 40% at 10% 10%, rgba(192,178,131,.14), rgba(192,178,131,0) 70%),
    var(--bg);
  padding:54px 0 44px;
  text-align:center;
}
.hero .hero-inner{
  background: rgba(255,255,255,.72);
  border: 1px solid rgba(36,44,52,.08);
  border-radius: 26px;
  padding: 42px 28px;
  box-shadow: 0 20px 60px rgba(36,44,52,.10);
  max-width: 980px;
  margin: 0 auto;
}
.hero h1{font-size:48px;line-height:1.15;margin:0 0 18px}
.hero p{font-size:20px;color:var(--ink-soft);max-width:760px;margin:0 auto 26px}
.btn-row{display:flex;gap:16px;justify-content:center;flex-wrap:wrap}
.btn{padding:14px 20px;border-radius:14px;border:2px solid transparent;font-weight:700;box-shadow:var(--shadow)}
.btn.primary{background:var(--teal-600);color:#fff}
.btn.secondary{background:#fff;color:var(--teal-600);border-color:rgba(12,107,102,.14)}

.section{padding:42px 0}
.section h2{font-size:28px;margin:0 0 16px}
.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.card{background:var(--card);border-radius:var(--radius);padding:22px;box-shadow:var(--shadow);border:1px solid rgba(36,44,52,.06)}
.card h3{margin:2px 0 8px}
.card p{margin:0;color:var(--muted)}

.tools{margin-top:8px}
.tools .chips{display:flex;flex-wrap:wrap;gap:10px;margin-top:14px}
.chip{display:inline-flex;align-items:center;justify-content:center;padding:10px 12px;border-radius:12px;background:rgba(255,255,255,.65);border:1px solid rgba(36,44,52,.10);color:var(--ink);font-weight:700;letter-spacing:.02em}
.chip:hover{border-color:rgba(0,77,77,.35);box-shadow:0 10px 30px rgba(36,44,52,.08)}
.logo-tile:hover img{filter: grayscale(0) opacity(1); transform: translateY(-1px)}

.cta{padding:44px 0}
.cta .panel{background: linear-gradient(135deg, rgba(0,77,77,1), rgba(36,44,52,1));color:#fff;border-radius:24px;padding:28px;display:flex;justify-content:space-between;align-items:center;gap:20px; box-shadow:var(--shadow)}
.cta h3{margin:0}
.cta .btn{box-shadow:none}
footer{background:var(--teal-700);color:#d7f3f0;padding:22px 0}
footer .row{display:flex;justify-content:space-between;align-items:center;gap:18px;flex-wrap:wrap}
.footer-brand{display:flex;align-items:center;gap:12px}
.footer-brand img{height:24px;filter:invert(1) brightness(2)}

.kicker{color:var(--muted);font-size:14px;margin-top:6px}
hr.sep{border:none;border-top:1px solid #e5eeee;margin:26px 0}
.badge{display:inline-flex;align-items:center;gap:8px;background:#e7f3f2;color:var(--teal-600);padding:8px 12px;border-radius:999px;font-weight:700}
small.mono{font-family: ui-monospace, SFMono-Regular, Menlo, Monaco, Consolas, "Liberation Mono", "Courier New", monospace; color:#9cb7b3}

/* Headshot / trust block */
.about-hero{display:grid;grid-template-columns:160px 1fr;gap:22px;align-items:center}
.monogram{width:120px;height:120px;border-radius:26px;display:grid;place-items:center;background:linear-gradient(145deg, rgba(0,77,77,.14), rgba(192,178,131,.10));border:1px solid rgba(36,44,52,.10);font-weight:900;font-size:34px;letter-spacing:.08em;color:var(--teal)}

.trust-row{display:flex;gap:10px;flex-wrap:wrap;margin-top:10px}
.trust-chip{display:inline-flex;align-items:center;gap:8px;padding:10px 12px;border-radius:999px;background:rgba(255,255,255,.82);border:1px solid rgba(36,44,52,.10);font-weight:800;color:var(--ink)}

/* Local SEO line */
.local-line{margin-top:8px;color:rgba(255,255,255,.86)}

/* Modern advisory emphasis */
.hero-eyebrow{display:flex;gap:10px;justify-content:center;flex-wrap:wrap;margin-bottom:16px}
.eyebrow-pill{display:inline-flex;align-items:center;gap:8px;padding:10px 12px;border-radius:999px;background:rgba(36,44,52,.06);border:1px solid rgba(36,44,52,.10);font-weight:800;color:var(--ink)}

/* Header responsiveness (prevents CTA awkward wrap/overlap) */
@media (max-width:980px){
  .nav{height:auto;padding:12px 0;align-items:flex-start;flex-wrap:wrap}
  nav{width:100%;justify-content:space-between;flex-wrap:wrap}
  nav ul{gap:18px;flex-wrap:wrap}
  .nav-cta{margin-left:auto}
}
@media (max-width:560px){
  nav{justify-content:flex-start}
  .nav-cta{width:100%;justify-content:center}
}

@media (max-width:720px){
  .about-hero{grid-template-columns:1fr;}
  .headshot{width:140px;height:140px;border-radius:24px}
}
.contact-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}
.contact-card{background:#fff;border-radius:18px;padding:18px;box-shadow:var(--shadow);min-height:126px}
.contact-card h4{margin:0 0 8px}
.contact-card a{font-weight:700}
@media (max-width:920px){
  .grid-3{grid-template-columns:1fr}
  .tools .chips{gap:8px}
  .chip{padding:9px 11px}
  .contact-grid{grid-template-columns:1fr 1fr}
  .nav{height:auto;padding:12px 0}
}
@media (max-width:560px){
  .contact-grid{grid-template-columns:1fr}
  .hero h1{font-size:34px}
  .hero .hero-inner{padding:34px 18px}
}

/* About headshot */
.about-lead{display:grid;grid-template-columns: 160px 1fr; gap:22px; align-items:start}
.headshot{
  width:160px;height:160px;border-radius:24px;
  border:1px solid rgba(36,44,52,.10);
  box-shadow: 0 16px 44px rgba(36,44,52,.10);
  object-fit:cover;
}
@media (max-width:720px){
  .about-lead{grid-template-columns:1fr}
  .headshot{width:120px;height:120px}
}


/* Bento grid sections */

.bento-wrap{background:var(--bg); padding:72px 0;}
.bento-wrap .sub{color:var(--muted); max-width:820px; margin:0 0 28px;}
.bento-divider{height:1px;background:rgba(31,41,51,.10); margin:42px 0;}
.bento-grid{display:grid; gap:18px;}
.bento-grid.engage{grid-template-columns: 1.25fr 1fr; }
.bento-grid.dashboards{grid-template-columns: 1fr 1fr; }
.bento-grid.niches{grid-template-columns: 1fr 1fr 1fr; }
.bento-grid.team{grid-template-columns: 1.2fr 1fr; }
.bento-card{
  background:#fff; border-radius:18px; padding:26px;
  border:1px solid rgba(0,0,0,.06);
  box-shadow:0 10px 26px rgba(0,0,0,.06);
}
.bento-card.primary{border-top:4px solid var(--teal-dark);}
.bento-card.forest{border-top:4px solid var(--forest);}
.bento-card.charcoal{border-top:4px solid var(--charcoal);}
.bento-card.wide{grid-column:1 / -1;}
.bento-card.note{background:linear-gradient(90deg, rgba(4,95,95,.08), rgba(31,77,58,.08));}

.tag{
  display:inline-block; font-size:12px; letter-spacing:.10em; text-transform:uppercase;
  padding:6px 10px; border-radius:999px; margin-bottom:10px;
  background:rgba(201,162,77,.14); color:var(--gold); font-weight:700;
}
.bento-card h3{margin:0 0 8px; color:var(--charcoal);}
.bento-card p{margin:0 0 10px;}
.bento-card ul{margin:10px 0 0; padding-left:18px;}
.bento-card li{margin:6px 0;}
@media (max-width: 980px){
  .bento-grid.engage, .bento-grid.dashboards, .bento-grid.team{grid-template-columns:1fr;}
  .bento-grid.niches{grid-template-columns:1fr;}
}



/* Typography */
body{
  background: var(--bg);
  color: var(--ink);
}
h1,h2,h3,h4{
  font-family: "Playfair Display", Georgia, "Times New Roman", serif;
  letter-spacing: -0.02em;
  color: var(--ink);
}
p,li,a,button,input,textarea{
  font-family: Inter, system-ui, -apple-system, Segoe UI, Roboto, Helvetica, Arial, sans-serif;
}



/* Premium buttons */
.btn{
  border-radius: 999px;
  padding: 14px 18px;
  font-weight: 800;
  box-shadow: 0 10px 24px rgba(36,44,52,.12);
  transition: transform .12s ease, filter .12s ease, box-shadow .12s ease;
}
.btn:hover{ transform: translateY(-1px); box-shadow: 0 14px 30px rgba(36,44,52,.16); }
.btn.primary{
  background: var(--midnight-teal);
  color: #fff;
  border: 2px solid transparent;
}
.btn.outline{
  background: transparent;
  color: var(--midnight-teal);
  border: 2px solid rgba(0,77,77,.55);
}
.btn.gold{
  background: var(--gold);
  color: var(--deep-charcoal);
  border: 2px solid transparent;
}



/* High-contrast bento */
.bento-card.dark{
  background: var(--deep-charcoal);
  color: #fff;
  border: 1px solid rgba(255,255,255,.08);
}
.bento-card.dark h3, .bento-card.dark h4{ color:#fff; }
.bento-card.dark p, .bento-card.dark li{ color: rgba(255,255,255,.86); }
.bento-card.dark .tag{ background: rgba(192,178,131,.18); color: var(--gold); }

/* Subtle “dashboard art” background utility */
.dash-art{
  position: relative;
  overflow: hidden;
}
.dash-art:before{
  content:"";
  position:absolute;
  inset:-40px;
  background:
    radial-gradient(closest-side, rgba(192,178,131,.14), transparent 60%),
    radial-gradient(closest-side, rgba(0,77,77,.22), transparent 62%),
    linear-gradient(135deg, rgba(255,255,255,.06), rgba(255,255,255,0));
  filter: blur(2px);
  transform: rotate(-6deg);
}
.dash-art > *{ position: relative; z-index: 1; }

/* Footer */
footer{
  background: var(--midnight-teal);
  color: rgba(255,255,255,.92);
}
footer a{ color: rgba(255,255,255,.92); }


/* Header CTA */
nav .nav-cta{
  margin-left: 14px;
  padding: 10px 14px;
  border-radius: 12px;
  background: linear-gradient(180deg, var(--teal), var(--teal-700));
  color: #fff;
  text-decoration: none;
  font-weight: 700;
  border: 1px solid rgba(255,255,255,.12);
  box-shadow: 0 10px 22px rgba(0,0,0,.18);
  white-space: nowrap;
}
nav .nav-cta:hover{ filter: brightness(1.05); }

/* Expert section (no photo needed) */
.section.expert{
  background: radial-gradient(60% 70% at 20% 0%, rgba(0,77,77,.22), transparent 60%),
              radial-gradient(60% 60% at 80% 0%, rgba(192,178,131,.16), transparent 55%),
              linear-gradient(180deg, rgba(15,23,42,.08), transparent 55%);
  border-top: 1px solid rgba(36,44,52,.10);
  border-bottom: 1px solid rgba(36,44,52,.10);
}
.expert-grid{
  display:grid;
  grid-template-columns: 1.25fr .9fr;
  gap: 18px;
  align-items: start;
}
.expert-card{
  display:grid;
  grid-template-columns: 86px 1fr;
  gap: 16px;
  padding: 20px;
  border-radius: 18px;
  background: rgba(255,255,255,.78);
  border: 1px solid rgba(36,44,52,.10);
  box-shadow: 0 18px 44px rgba(0,0,0,.10);
  backdrop-filter: blur(10px);
}
.expert-title{ margin: 0 0 6px; }
.avatar{
  width: 86px; height: 86px;
  border-radius: 18px;
  background: linear-gradient(180deg, rgba(0,77,77,.20), rgba(0,77,77,.08));
  border: 1px solid rgba(0,77,77,.22);
  display:flex; align-items:center; justify-content:center;
  font-family: "Playfair Display", serif;
  font-weight: 800;
  letter-spacing: .06em;
  color: var(--charcoal);
}
.expert-proof{ display:grid; gap: 12px; }
.proof-tile{
  padding: 16px 16px 14px;
  border-radius: 18px;
  background: rgba(255,255,255,.66);
  border: 1px solid rgba(36,44,52,.10);
  box-shadow: 0 14px 34px rgba(0,0,0,.08);
  backdrop-filter: blur(10px);
}
.proof-tile h3{ margin: 0 0 6px; font-size: 1.02rem; }
.proof-tile p{ margin: 0; color: rgba(36,44,52,.86); }

@media (max-width: 900px){
  .expert-grid{ grid-template-columns: 1fr; }
}

/* Integrated stack chips polish */
.tools .chips{
  display:flex;
  flex-wrap:wrap;
  gap: 10px;
  margin-top: 14px;
}
.tools .chip{
  padding: 10px 12px;
  border-radius: 14px;
  background: rgba(255,255,255,.75);
  border: 1px solid rgba(36,44,52,.12);
  box-shadow: 0 10px 24px rgba(0,0,0,.08);
  font-weight: 650;
  letter-spacing: .01em;
}

footer .fineprint{margin:14px 0 0;font-size:12px;opacity:.92;text-align:center}


/* Quick request form (Netlify Forms) */
.quote-form{margin-top:14px}
.quote-form label{display:block;font-weight:600;font-size:14px;color:var(--ink);margin-bottom:6px}
.quote-form input,.quote-form textarea{
  width:100%;
  padding:12px 12px;
  border:1px solid rgba(36,44,52,.14);
  border-radius:12px;
  background:#fff;
  color:var(--ink);
  outline:none;
  box-shadow:0 0 0 0 rgba(0,0,0,0);
}
.quote-form input:focus,.quote-form textarea:focus{
  border-color: rgba(0,77,77,.45);
  box-shadow:0 0 0 4px var(--ring);
}
.form-grid{
  display:grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap:14px;
}
.field-full{grid-column:1 / -1}
.form-actions{
  margin-top:14px;
  display:flex;
  gap:12px;
  align-items:center;
  flex-wrap:wrap;
}
@media (max-width: 740px){
  .form-grid{grid-template-columns:1fr}
}